Visitor's Insurance

Whether it’s you or your family or friends visiting Canada, always consider purchasing a comprehensive visitor’s insurance plan to make tour travel as stress-free as possible. You can get in touch with our team of expert insurance brokers at Top Choice insurance for a customized contract that will meet all of your travel needs. We work with several reputable insurance companies which give us access to many plans and we can share the ones that are suitable for you. Schedule a consultation today, we look forward to hearing from you.

Why would you need visitor’s insurance?

You may think that you already have health insurance from your country and it should cover your travel emergencies as well. That’s where you are wrong, your native health insurance does not travel with you and once you land in this country it will not be recognized. You will also not fall under Canada’s free healthcare. Now, in the unfortunate event that you have to visit a medical facility, you will have to out of your own pocket. Without insurance, health care in Canada can be quite costly and you may be spending thousands. That’s why it is highly important to purchase visitor’s insurance when you visit this country. Contact Top Choice Insurance for more details.

Coverage under your visitors’ insurance should include:

• All medical treatments that come under hospital care such as:
  • Ambulance services
  • Doctor’s consultations
  • Diagnostic tests
  • Prescription drugs
  • Essential medical supplies
• Fracture treatment
• Professional medical services such as physiotherapy
• Emergency dental services
• Emergency air transportation
• Airfare to return home

These are only some of the benefits that you will receive. There are additional non-medical advantages as well. These include

• Coverage for trip cancellation
• Travel delay
• Legal dispute
• Baggage damage

If you want to know or have any queries, feel free to speak with our insurance brokers at Top Choice Insurance.

Criteria for a visitor’s insurance

Any individual who wants to travel to Canada and wants to stay here for temporarily should consider purchasing visitors insurance. They can be:

• Visitors for tourism or business
• New immigrants- who have to wait for three months to become eligible for enrolment into provincial healthcare will have to get visitor’s insurance.
• Individuals who want to temporary work in Canada.
• Canadian citizens living outside Canada who want to visit temporarily. If they have been living outside Canada for a certain duration they will lose their enrolment in provincial healthcare and hence will have to apply for visitor’s insurance.

Insurance for visitors with pre-existing conditions

If you have a pre-existing health condition, you will have to mention it in the visitor’s insurance contract. You may have to answer some questions to ensure whether your condition is insurable or not and if yes, what will it cost you. Not to worry though, our team at Top Choice Insurance will make sure that you get a competitive premium rate. So what are you still waiting for? Contact and discuss your visitor’s insurance needs with us today. You can call us for super visa insurance as well.