We make it easy to compare and choose the best coverage! Get instant travel insurance quotes
Visitors Insurance Quote
At Top Choice Insurance, we take the hassle out of finding the perfect visitors insurance. As trusted experts working with multiple leading insurance providers across Canada, we bring you the best options tailored to your unique needs. Whether you’re welcoming family or ensuring visitors are covered during their stay, We can find you comprehensive coverage at competitive rates. With access to a variety of plans, we make it easy to compare and secure policies that offer the protection you need at a price you can afford.
Healthcare in Canada can be costly for non-residents, and without insurance, even minor treatments or emergencies can lead to significant out-of-pocket expenses. Visitor’s insurance is essential for anyone traveling to Canada, as it provides financial protection against unexpected medical expenses during your stay.
Additionally, it may also offer coverage for trip interruptions, accidental injuries, or repatriation. By investing in visitors insurance, you safeguard yourself from financial burdens and focus on enjoying your time in Canada stress-free.
Who Need Visitor Insurance in Canada
Visitor insurance is a crucial safety net for anyone traveling to or temporarily staying in Canada. Here’s why you might need visitor insurance:
Non-residents or tourists: If you are not a Canadian citizen or permanent resident, you are not eligible for Canada’s public healthcare.
Super Visa or Travel Visa holders: Medical insurance is often required for visa applications and ensures you’re protected during your stay.
International students: Visitor insurance covers unexpected medical emergencies while pursuing education in Canada.
Work permit holders or immigrants: Visitor insurance bridges the gap if you’re working or transitioning to permanent residency but are not yet covered under government health plans.
Returning Canadian residents: If you have been out of Canada for more than 182 days, your provincial health insurance might be on hold, leaving you uncovered.
Even though the Canadian government does not mandate visitor insurance, it strongly recommends it to avoid overwhelming out-of-pocket expenses. Visitor insurance ensures peace of mind and financial protection, allowing you to focus on enjoying your stay.
Secure your visitor insurance today and travel with confidence!
What Does a Visitor Insurance Plan Cover in Canada?
Emergency Medical Expenses: Covers costs for hospital stays, doctor visits, diagnostic tests, and emergency treatments required during your visit.
Prescription Medications: Includes coverage for medicines prescribed as part of your treatment.
Ambulance Services: Pays for emergency transportation to the nearest medical facility by ambulance.
Hospitalization: Covers costs related to hospital admission, including room charges, surgery, and medical procedures.
Emergency Dental Care: Provides coverage for accidental damage to teeth or sudden dental emergencies.
Repatriation of Remains: Covers the cost of returning a deceased individual to their home country in the unfortunate event of death.
Accidental Death and Dismemberment (AD&D): Offers financial compensation in case of accidental death or severe injuries resulting in permanent disability.
Medical Evacuation: Pays for transportation to another medical facility or back to your home country if necessary for proper treatment.
Coverage for Pre-existing Conditions: Some plans provide limited coverage for pre-existing medical conditions if they are stable and disclosed at the time of purchase.
Travel Assistance Services: Offers 24/7 support for medical referrals, travel advice, and assistance in emergencies.
Always review the insurance policy details to ensure it aligns with your needs.
Get Best Visitor Insurance
We work with multiple top insurance providers across Canada, allowing us to compare plans and secure the best rates tailored to your needs. Call us at (800) 385-1254 or visit our Brampton office today for a personalized quote.
What is visitors insurance, and why do I need it in Canada?
Visitors insurance is a type of health insurance designed for non-residents visiting Canada. It covers unexpected medical expenses, such as hospitalization or emergency treatments, protecting you from high healthcare costs while in Canada.
Is visitors insurance mandatory to enter Canada?
While visitors insurance is not mandatory to enter Canada for most travelers, it is required for Super Visa applicants. However, it is strongly recommended for all visitors due to Canada’s expensive healthcare system.
What does visitors insurance typically cover?
Visitors' insurance usually covers emergency medical expenses, hospitalization, doctor visits, prescription medications, ambulance services, and sometimes trip interruption or repatriation of remains.
Does visitors insurance cover pre-existing medical conditions?
Some plans may provide coverage for pre-existing conditions if they are stable for a specified period before your travel date. Always check the policy’s terms for specific details.
How much does visitors insurance in Canada cost?
The cost of visitors insurance varies based on factors such as age, coverage amount, length of stay, and any pre-existing medical conditions. On average, it can range from $2 to $10 per day.
Can I purchase visitors insurance after arriving in Canada?
Yes, many providers allow you to purchase visitors insurance after arriving in Canada, but you may face a waiting period for coverage to begin.
What is the coverage period for visitors insurance?
The coverage period depends on the policy you choose and can range from a few days to a year. Policies are often renewable if you extend your stay in Canada.
How do I file a claim with my visitors insurance?
To file a claim, contact your insurance provider as soon as possible and provide necessary documents, such as medical reports, receipts, and a completed claim form. The insurer will guide you through the process.