The role of an insurance advisor is to help individuals and businesses assess their insurance needs, recommend suitable insurance policies, and provide guidance on managing risk. They act as intermediaries between clients and insurance companies, offering expertise on policy options, coverage, and claims processing to ensure clients are adequately protected financially in case of unexpected events.

Health insurance typically covers medical expenses related to the treatment and care of illnesses and injuries. However, health insurance may not cover all aspects of critical illness, such as non-medical expenses like lost income. To specifically cover critical illnesses and associated costs, individuals may consider purchasing critical illness insurance, which provides a lump-sum payment upon diagnosis of a covered critical illness.

Critical illness insurance is a type of insurance policy that provides a lump-sum payment to the policyholder upon diagnosis of a covered critical illness. This coverage helps individuals manage the financial burden associated with serious health conditions, such as cancer, heart disease, or stroke, by providing funds that can be used for medical expenses, living costs, or other needs, regardless of whether the policyholder has traditional health insurance.

Super visa insurance is a specific type of insurance designed for visitors to Canada, particularly parents and grandparents of Canadian citizens or permanent residents who are applying for a super visa. This insurance typically covers essential healthcare expenses, including emergency medical care, hospitalization, and repatriation, for the duration of the visitor's stay in Canada. The coverage requirements may vary, but it's essential to ensure that the insurance policy meets the specific criteria outlined by the Canadian government for super visa applications.